1. Information we collect

We may collect account information such as your email address, display name and country; wallet and transaction information; technical information such as IP address, device and browser information; and information required to operate surveys, offers, fraud prevention and payments.

2. How we use information

We use information to provide and secure CASHZIVO, operate rewards and withdrawals, prevent fraud, provide support, improve the service, comply with legal obligations and communicate important account information.

3. Third-party providers

When you participate in a survey, offer, game or payment service, information may be processed by the relevant provider. Their own privacy policies and terms may also apply.

4. Payments

Payment providers such as PayPal may receive information necessary to process an eligible payout. CASHZIVO does not need your payment password.

5. Security

We use technical and organizational safeguards appropriate to the service. No internet transmission or storage system can be guaranteed completely secure.

6. Your rights

Depending on where you live, you may have rights to access, correct or delete certain personal information, subject to legal and operational requirements. Contact support to make a request.

7. Changes

We may update this policy when the service, providers or legal requirements change. The latest version will be published on CASHZIVO.

1. About these Terms

These Terms & Conditions ("Terms") form an agreement between you ("you", "your", or "Member") and the operator of CASHZIVO ("CASHZIVO", "we", "us", or "our"). CASHZIVO is a rewards platform that may make available surveys, games, applications, advertisements, partner offers, referral rewards and other activities for which eligible users may receive rewards.

The legal entity operating CASHZIVO, its registered address and contact details will be identified on the final legal version of this page before the service is offered commercially. Nothing on this page should be interpreted as creating an employment, partnership, agency or joint-venture relationship between you and CASHZIVO.

2. Acceptance of the Terms

By creating an account, accessing a member-only area, participating in an earning activity or requesting a withdrawal, you acknowledge that you have read and agree to these Terms and the CASHZIVO Privacy Policy. If you do not agree, you must not create or use an account.

Where applicable, additional terms shown for a particular survey, offer, game, advertisement, promotion or payment method also apply to that activity. If a provider's terms conflict with these Terms for the provider's own service, the provider's terms govern that provider service while these Terms continue to govern your CASHZIVO account.

3. Eligibility and Age

CASHZIVO is intended for adults. You must be at least 18 years old, unless a higher minimum age is required by applicable law or by a particular provider. You must not use CASHZIVO if you are legally prohibited from doing so in your country or if a particular activity is unavailable to you.

We may request reasonable age or identity verification where necessary for security, fraud prevention, payment processing, legal compliance or provider requirements.

4. Accurate Account Information

You must provide information that is accurate, current and genuinely yours. This may include your name, email address, country, payment destination and information requested by a survey or offer provider.

You must keep your account information up to date. Using another person's identity, payment details, personal information or account is prohibited. We may restrict an account while information is being verified.

5. One Account Per Person

Unless CASHZIVO expressly states otherwise for a particular promotion, each person may maintain only one CASHZIVO account. You may not create replacement, duplicate, throwaway or additional accounts to obtain additional rewards, referral benefits, bonuses or offer eligibility.

We may use reasonable technical and account-level signals to detect duplicate or linked accounts. A shared household, network, device or payment destination may require additional verification where the activity creates a material fraud or duplicate-reward risk. This does not mean that every person using the same network is automatically considered fraudulent.

6. Account Security

You are responsible for protecting your login credentials and for activity performed through your account, except to the extent an incident is caused by our failure to meet applicable legal obligations. Do not share your password, authentication codes or recovery links.

If you believe your account has been compromised, contact CASHZIVO as soon as reasonably possible. We may temporarily restrict access while investigating a security incident.

7. How CASHZIVO Rewards Work

CASHZIVO may display activities supplied by CASHZIVO or independent third-party partners. A displayed reward is an opportunity or stated reward amount, not an unconditional promise of payment. Eligibility, availability, reward amount, completion requirements and tracking may vary by country, device, user profile, provider and campaign.

Where a provider pays CASHZIVO a commission for a verified activity, CASHZIVO may credit an eligible portion of that commission to your account according to the reward displayed or otherwise communicated for the activity.

We may show estimated, pending or provisional rewards while an activity is being verified. A pending reward is not yet an unconditional cash balance.

8. Surveys

Surveys may be supplied by independent survey providers. You must answer truthfully and consistently and must satisfy the provider's eligibility and quality requirements. A provider may disqualify a participant before completion or reject a completion after quality checks.

Survey availability can change without notice. Screening out, quota limits, technical errors and provider decisions do not automatically mean that CASHZIVO owes a reward. Where a provider confirms a valid completion and CASHZIVO receives the corresponding reward data, the applicable CASHZIVO reward will be processed according to the platform's rules.

9. Offers, Games and Applications

Offers may require installation, registration, purchases, subscriptions, reaching a game milestone, completing a task or meeting other conditions. You must read the full conditions shown before starting an activity.

Some third-party offers may involve a purchase or subscription. CASHZIVO does not require you to purchase an offer unless the offer itself clearly states a purchase requirement. Any purchase, subscription, cancellation or dispute with the advertiser is your responsibility and is subject to the advertiser's own terms.

You must not start an activity solely for the purpose of obtaining a reward while deliberately intending to violate the advertiser's conditions, cancel a required transaction prematurely, return a qualifying purchase improperly, or otherwise manipulate the tracking or validation process.

10. Offer Tracking and Attribution

Many rewards depend on third-party tracking, attribution and confirmation. Tracking may use cookies, device identifiers, advertising identifiers, IP information or similar technologies where permitted and appropriately disclosed.

If an offer does not track, CASHZIVO cannot guarantee that the provider will later approve it. You should follow the provider's support and missing-credit process where available and provide truthful evidence when requested.

11. Duplicate and Cross-Platform Completion

An offer or campaign may be available only once per person, device, household, account, advertiser or campaign. Completing the same activity through multiple rewards platforms, accounts or tracking links may make the activity ineligible.

You must not intentionally manipulate attribution by repeatedly opening, reinstalling, resetting or otherwise altering an application or device for the purpose of generating multiple rewards.

12. Prohibited Activity and Fraud

You must not use CASHZIVO to commit fraud, deceive providers, obtain rewards through unauthorized means or interfere with the service. Prohibited conduct includes, where applicable:

• fake, stolen or materially misleading personal information;
• multiple or duplicate accounts;
• automated scripts, bots, emulators or artificial traffic used to generate rewards;
• VPNs, proxies or other methods used to disguise location or circumvent activity restrictions where the provider prohibits them;
• stolen payment cards, unauthorized payment methods or payment credentials belonging to another person;
• fabricating screenshots, completion evidence, support claims or other records;
• repeatedly exploiting bugs, tracking errors, bonus logic or referral systems;
• attempting to bypass eligibility, rate limits, security controls or fraud systems;
• tampering with client-side code or requests to manufacture rewards;
• using another person's account or allowing another person to use your account;
• harassment, threats, illegal activity or attempts to damage the service or another user's account; and
• any activity that causes a provider to reject, reverse or claw back a reward through abuse or intentional non-compliance.

13. Fraud and Security Reviews

We may perform automated and manual reviews of account activity. Reviews can consider account history, reward patterns, device and network signals, provider callbacks, withdrawal behavior, referral activity and other information reasonably necessary to protect CASHZIVO and its partners.

During a review, rewards or withdrawals may be temporarily placed on hold. A security review does not by itself mean that you have committed fraud. We will use reasonable processes to determine whether activity should be approved, rejected, reversed or escalated.

14. Reward Reversals and Adjustments

A reward may be reversed or adjusted when the underlying provider transaction is rejected, cancelled, refunded, charged back, duplicated, invalidated, determined to be fraudulent, or otherwise fails the provider's requirements.

If a reward was credited in error, CASHZIVO may correct the relevant ledger entry. Where possible, corrections will be reflected in your transaction history. We will not intentionally create a negative balance solely as a penalty unless permitted by applicable law and clearly justified by the underlying transaction or fraud investigation.

15. Pending Rewards

Some rewards may remain pending until the relevant provider confirms the activity or until a provider's reversal or validation period has passed. Pending rewards may not be withdrawable. The length of a pending period can vary by activity and provider.

16. Wallet and Transaction Records

Your CASHZIVO wallet may contain separate available and pending balances. The available balance represents rewards that are currently eligible for withdrawal subject to the applicable withdrawal rules. The pending balance represents amounts that have not yet completed verification.

Your transaction history is the primary record of credits, reversals, withdrawals and adjustments. If you believe an entry is incorrect, contact support promptly and provide the relevant transaction information.

17. Withdrawals

Withdrawals are available only when your account satisfies the applicable minimum withdrawal amount, eligibility requirements and payout-method requirements. CASHZIVO may require an account or identity review before releasing a payment.

A withdrawal request reserves the requested amount from your available balance. While the request is being processed, the amount may appear as pending and may not be available for another withdrawal.

A withdrawal is not considered paid until the CASHZIVO system records the payout as completed. Payment-provider processing times may vary. Incorrect, inaccessible or unsupported payment destinations can delay or prevent payment.

18. PayPal, Revolut and Other Payment Providers

Where available, payouts may be processed through PayPal, Revolut or another third-party payment provider. You are responsible for providing a payment destination that belongs to you and is capable of receiving the payout.

Third-party providers may impose their own account, identity, geographic, currency, compliance and transaction requirements. CASHZIVO cannot control a provider's independent decisions, outages, holds, limitations or account restrictions.

We will not ask you to provide your third-party payment password to CASHZIVO. If additional verification is required, it should be completed through an appropriate secure process.

19. Withdrawal Reviews and Failed Payments

We may delay, reject or place a withdrawal under review where there are reasonable security, fraud, compliance, account-information or provider concerns. If a payout fails or is rejected and the amount is returned to CASHZIVO, the applicable balance may be restored according to the withdrawal status and transaction record.

We may ask you to correct a payment destination or provide reasonable verification before retrying a failed payout.

20. Fees, Minimums and Currency

CASHZIVO's displayed user balances and rewards are denominated in euros (€), unless a particular feature explicitly states otherwise. Minimum withdrawal amounts and any applicable fees will be displayed or communicated before you submit a withdrawal whenever reasonably possible.

Third-party payment providers may charge fees or apply exchange rates outside CASHZIVO's control. Where a provider converts currency, the provider's conversion rules apply.

21. Referrals

CASHZIVO may offer referral rewards. Referral rewards are earned only when the referred activity meets the conditions of the applicable referral program. Self-referrals, duplicate accounts, fabricated referrals and attempts to generate referral rewards without genuine qualifying activity are prohibited.

You must not use unsolicited bulk messages, misleading advertising, impersonation or other unlawful or abusive methods to promote a referral link. CASHZIVO may change or discontinue referral campaigns and may reverse referral rewards that do not meet the campaign conditions.

22. Promotions, Bonuses and Competitions

Promotions may have additional eligibility requirements, time limits, geographic restrictions, reward caps or other conditions. Those conditions will apply in addition to these Terms.

Unless expressly stated otherwise, promotional rewards cannot be combined in a way that defeats a stated reward limit. CASHZIVO may correct obvious technical errors in a promotion and may take reasonable measures against manipulation.

23. Taxes

You are responsible for determining whether rewards or other amounts you receive through CASHZIVO are taxable or reportable in your jurisdiction and for meeting any applicable tax obligations. CASHZIVO may provide information or make disclosures where required by law.

Nothing in these Terms constitutes tax, accounting or legal advice. You should obtain independent professional advice where necessary.

24. Third-Party Services

CASHZIVO may integrate third-party services including survey providers, offerwalls, game advertisers, advertising networks, analytics services, authentication services and payment processors. Those services may have their own terms and privacy policies.

CASHZIVO does not guarantee the availability, accuracy, security, content, performance or continued operation of an independent third-party service. A third-party provider's decision to approve, reject, reverse or restrict an activity may affect the corresponding CASHZIVO reward.

25. Intellectual Property

CASHZIVO's name, branding, interface, original text, software, graphics and other original materials are owned by or licensed to the operator of CASHZIVO unless stated otherwise. You may use the service for its intended personal purpose, but you may not copy, reproduce, sell, reverse engineer, scrape or redistribute CASHZIVO materials or software except where permitted by law or with our written permission.

Third-party names, logos, trademarks, games and offer content remain the property of their respective owners.

26. User Content and Feedback

If you voluntarily submit feedback, suggestions, bug reports or other content to CASHZIVO, you grant us permission to use that material as reasonably necessary to operate, improve and support the service, subject to applicable privacy law. Do not submit confidential information that we have not requested.

27. Service Availability and Changes

We aim to keep CASHZIVO available and reliable, but we do not guarantee uninterrupted availability. The service may be unavailable because of maintenance, provider outages, security incidents, network problems, software failures or circumstances beyond our reasonable control.

We may add, remove, pause or change surveys, offers, games, rewards, promotions, withdrawal methods and other features. Where a change materially affects an existing obligation, we will handle it in accordance with applicable law and the relevant terms already communicated to you.

28. Account Suspension

We may temporarily restrict an account while investigating suspected abuse, security issues, provider disputes, payment problems or inaccurate information. During a restriction, access to earning or withdrawal features may be limited.

Where appropriate and permitted by law, we will provide a reason or general explanation for a restriction and a route to contact support or appeal a decision. We may withhold information where disclosure would compromise fraud-prevention systems, another person's privacy, legal obligations or an investigation.

29. Account Closure

You may request closure of your CASHZIVO account through the available account or support process. Closing an account may affect pending rewards, open provider investigations and withdrawal requests, so you should resolve outstanding matters before requesting closure where possible.

We may close an account for material breach of these Terms, fraud, abuse, unlawful activity, provider violations, security reasons, repeated misuse or where continued operation of the account would create a significant risk to CASHZIVO or its partners.

Account closure does not automatically extinguish rights or obligations that accrued before closure. Any treatment of an outstanding balance will be handled according to the transaction history, the reason for closure and applicable law.

30. No Guarantee of Earnings

CASHZIVO does not guarantee a particular level of earnings, number of available surveys, offer availability, conversion rate or withdrawal frequency. Your earning opportunities depend on your profile, location, provider inventory, advertiser demand, eligibility and other factors outside CASHZIVO's complete control.

31. Disclaimer of Warranties

To the maximum extent permitted by applicable law, CASHZIVO is provided on an "as available" basis. We do not warrant that every feature, offer, survey, game, advertisement or payment method will always be available, error-free or suitable for every user.

Nothing in these Terms excludes or limits a consumer right, statutory guarantee or other protection that cannot lawfully be excluded or limited.

32. Limitation of Liability

To the maximum extent permitted by applicable law, CASHZIVO and its operators will not be liable for indirect, incidental, special or consequential losses arising from your use of a third-party service, loss of opportunity, provider decision, service interruption or unauthorized activity that was not caused by our failure to meet our legal obligations.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for intentional misconduct or other mandatory statutory liability.

33. Indemnification

To the extent permitted by applicable law, you are responsible for losses, claims or reasonable costs caused by your material breach of these Terms, unlawful conduct, fraud or misuse of the service. This section does not require you to compensate us for losses caused by our own unlawful conduct.

34. Complaints and Disputes

If you have a complaint, contact CASHZIVO first and provide enough information for us to investigate the matter. We will make reasonable efforts to review genuine account, reward and payment disputes.

For consumers, mandatory rights under the laws of your country of residence may apply regardless of any general choice-of-law provision. Any governing law, court jurisdiction or alternative dispute-resolution provision used in the final commercial version of these Terms will be completed after the legal entity and operating jurisdiction of CASHZIVO have been confirmed.

35. Changes to these Terms

We may update these Terms when the service, providers, payment methods, legal requirements or security practices change. The current version will be published on CASHZIVO with its update date.

If a change is materially adverse to users, we will take reasonable steps to provide notice where required by applicable law. Your continued use after the effective date of an updated version constitutes acceptance only to the extent permitted by applicable law.

36. Severability

If any provision of these Terms is found to be invalid, unlawful or unenforceable, the remaining provisions will continue to apply to the extent permitted by law. The affected provision will be interpreted or replaced as closely as legally possible to achieve its intended purpose.

37. Entire Agreement

These Terms, together with the Privacy Policy and any clearly stated additional terms for specific promotions or services, describe the agreement governing your use of CASHZIVO, except where mandatory law provides otherwise.

38. Contact

For questions about these Terms, account restrictions, rewards or withdrawals, use the CASHZIVO Contact Us page or the official support address published there.

Important: The final commercial version of these Terms must include the correct legal operator name, registered address, company registration details where applicable, support contact information and governing-law details. Those details must be supplied by the CASHZIVO operator and must not be invented.